Terms of Service

1. Acceptance of Terms

By accessing and using this website (violetkaponda.com), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Violet Nswana Kaponda provides:

• • Thought Leadership: Insights and content on fintech and digital transformation
• • Speaking Services: Professional speaking engagements and presentations
• • Consulting Services: Strategic consulting for fintech and digital transformation
• • Educational Content: Blog posts, articles, and industry insights
• • Networking: Professional networking and partnership opportunities

3. User Responsibilities

As a user of this website, you agree to:

• • Provide accurate and truthful information when contacting us
• • Use the website for lawful purposes only
• • Respect intellectual property rights
• • Not engage in any activity that could harm or disrupt the website
• • Not attempt to gain unauthorized access to any part of the website

4. Intellectual Property Rights

All content on this website, including but not limited to:

• • Text, graphics, logos, images, and software
• • Blog posts, articles, and thought leadership content
• • Design elements and website structure
• • Videos, presentations, and multimedia content

Is the property of Violet Nswana Kaponda and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without explicit written permission.

5. Professional Services

Speaking Engagements

• • All speaking engagements are subject to separate agreements
• • Availability is not guaranteed and subject to scheduling
• • Cancellation policies will be outlined in individual agreements
• • Travel and accommodation requirements apply for international events

Consulting Services

• • Consulting services are provided under separate service agreements
• • Confidentiality agreements may be required
• • Payment terms and deliverables will be specified in contracts
• • Results are not guaranteed and depend on various factors

6. Website Use and Limitations

You agree not to:

• • Use the website for any illegal or unauthorized purpose
• • Transmit any viruses, malware, or harmful code
• • Attempt to gain unauthorized access to our systems
• • Interfere with other users' access to the website
• • Harvest or collect email addresses or other contact information
• • Use automated systems to access the website

7. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information. By using this website, you consent to our privacy practices as described in our Privacy Policy.

8. Disclaimers and Limitations

Content Disclaimer

The information on this website is provided for general informational purposes only. While we strive for accuracy, we make no representations or warranties about the completeness, accuracy, or reliability of any information.

Professional Advice

Content on this website does not constitute professional, legal, financial, or business advice. Always consult with qualified professionals for specific advice related to your situation.

Limitation of Liability

In no event shall Violet Nswana Kaponda be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or services, even if advised of the possibility of such damages.

9. Third-Party Links and Services

This website may contain links to third-party websites and services. We are not responsible for the content, privacy practices, or terms of service of these external sites. Your interactions with third-party services are subject to their own terms and conditions.

10. Termination

We reserve the right to terminate or suspend access to our website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

11. Governing Law

These Terms shall be interpreted and governed in accordance with the laws of Zambia. Any disputes arising from these terms or use of the website shall be subject to the jurisdiction of Zambian courts.

12. Changes to Terms

We reserve the right to update or change these Terms of Service at any time without prior notice. Your continued use of the website after any changes constitutes acceptance of those changes. We encourage you to review these Terms periodically.

13. Contact Information

If you have any questions about these Terms of Service, please contact us: